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How Deep Are Your Pockets?

Oct 28
Category | General

Tips for the first time home buyer

First time home buyer in MA from Merrimack MortgageBeing a first time home buyer is an exciting new adventure for you and anyone else involved, but you must be weary of where you are putting your money and how much you will need in the long run. Here is a few helpful hints to insure that buying your first home will not empty your pockets and drive you into debt.

  • Getting approved for a mortgage loan: This is the first step in your process to buying a home and it is crucial that this is your first step. You do not want to go house hunting and get denied a loan for any reason and you want to make sure you have a budget to work off of when looking as well.
  • Other Monetary Commitments: When buying a house, remember there are other fees you have to worry about such as property insurance and taxes, homeowners association dues, maintenance fees and higher electric and gas bills. And even if you plan accordingly and can make it but, know that property insurance and taxes can go up yearly, so even if you can afford the house, do not overlook these payments.
  • Leave it to the professionals: As a first time home buyer, you should have a well qualified real estate agent, a good loan officer or broker and possibly a lawyer. Do not try to do all these jobs on your own and make sure to get reputable people with on the mark references. They are the professionals, so let them do what they do as a living and it will take the stress of of you and you will know the job is being done right

The process of being a first time home buyer can be difficult, but if you stick to these small guidelines, it can be a whole lot easier than you think.

If you are in need of mortgage assistance, contact Merrimack Mortgage Company online or by calling toll free at 1-800-877-8686

Welcome Ed

Oct 20
Category | General

Merrimack Mortgage Company, Inc is excited to announce a new member of the leadership team. Ed Buczynski has taken on the Marketing Director's role with responsibilities throughout New England. In the past, he has owned and operated Large Real Estate firms with over $38,000,000 in annual sales,been a senior international business consultant for the Realogy Corporation, and recently been a leader in mergers and acquisitions throughout New England. During the last 25 years, Ed has helped acquire over 60 real estate firms, managed commercial, residential, relocation, in-house mortgage partnerships, in-house title operations, while training and developing sales people and business leaders

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