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First Time Homebuyer
Vacation Home

Find your harbor.

Welcome to HarborOne Mortgage!

HarborOne Mortgage (formerly Merrimack Mortgage Company) has been a leader in residential mortgage lending throughout the Northeast since 1983. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank, we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank. This winning combination of finesse and strength provides our customers with an unmatched experience...what we call the HarborOne Mortgage Experience, or HOME, for short. Bringing together the products, pricing, service, and support that you expect make HarborOne Mortgage tough to beat.

We look forward to having our HOME help get you into your home!

Find a local Loan Originator

Products we offer

Just like every home is unique, so are our Loan Products. And not every Loan Product is right for every home. We will help you to ensure that you are in the right product for your home and situation.

We offer conventional, government, rural housing, state housing, renovation and construction products.

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It is all in the numbers

Whether you are looking to buy your first home, renovate your current home or purchase a second home, there is always the question "How much can we afford?" Use our online calculators to get a good idea of what that number is or download our myHOME mobile app to have them at your fingertips wherever you are!

We offer conventional, government, rural housing, state housing, renovation and construction products.

Now what?

Here at HarborOne Mortgage, we will be with you every step of the way with a clear understanding of the process and everything that goes into getting your mortgage from application to closing. Even if you are a seasoned home buyer, things change. Our experienced team of professionals stay up to date on all industry happenings to keep you informed and at ease. Ready? Start your application today!

Not quite ready to apply?

We know making the decision to apply for a mortgage, the single largest transaction you will probably ever make, is scary and probably intimidating. We welcome any and all questions about the process or your personal situation before you take that step. Just complete this online form and we will get in touch with you to chat more!

What type of loan are you looking to get more information on?

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